There’s a quiet story unfolding in Nassau County—and it’s not the one we’re being told.
At a recent Planning Board meeting in Fernandina Beach, a simple question was asked: How many new building permits were issued in 2025?
The answer?
91 in the City
That might not sound like a lot… until you look just outside the city limits.
The County—on the island—issued 39.
Wait. What?
The City, often labeled “anti-development,” issued more than double the permits of the County on the same island.
Across all of Nassau County in 2025:
- 650 single-family permits off the island
- 39 on the island
- 4 multifamily permits… total
That’s 693 total permits in an entire year.
And here’s the number that should stop everyone cold:
👉 Only FOUR multifamily permits.
In a growing county. In Florida. In a housing crunch.
Now fast forward to 2026. First three months:
- 167 permits off-island
- 8 on the island
- ZERO multifamily
Zero.
So what’s the County’s response to all of this?
Raise fees.
Tell builders to “pay their fair share.”
Tighten the screws.
Keep hiring.
No serious public conversation about:
- Why multifamily has disappeared
- Why island development lags
- Why the private sector may be pulling back
Just… Charge More!
Let’s be clear—this isn’t complicated economics.
When you:
- Increase fees
- Add friction
- Create uncertainty
You don’t get more housing. You get less of it.
And when supply shrinks?
- Prices go up.
- Young families get squeezed out.
- Workforce housing disappears.
Here’s the uncomfortable question:
Is this intentional… or is it being ignored?
Because the data isn’t hidden. It was sitting there during fee studies.
It’s sitting here now.
And yet—the policy direction hasn’t changed.
This isn’t about being “pro” or “anti” development. It’s about being honest about what the numbers are telling us.
Right now, they’re saying:
- Growth isn’t booming
- Housing diversity is collapsing
- And the County’s response is making it harder—not easier—to build
At some point, residents have to ask:
Who is this working for?
Because it’s not helping:
- First-time homebuyers
- Renters
- Local workers
- Or businesses trying to attract talent
Nassau County doesn’t have a growth problem.
It has a policy problem.
Bottomline: You can’t raise the cost of building and expect more homes to appear. It doesn’t work that way—anywhere.